The HarbourEdge Management Team consists of individuals with extensive experience in real estate construction & development, institutional finance, accounting, and financial governance. Our experience serves to define our niche: underwriting mortgages for segments of the construction and development sectors that have historically been underserviced by both private and institutional lenders.
Chairman, CEO & Director
At HarbourEdge, since inception, Larry has overseen the management of the Mortgage Investment Corporation and the Asset Management Corporation, taking an active role in the underwriting process.
Larry is the Founder of the Landex Group of Companies, a group rooted in real estate. Since 1981, Landex has been developing and building commercial and industrial properties. Landex also has extensive residential housing developments totaling over 4,000 units.
Larry is the principal developer and President of The Georgian Bay Club, recipient of Golf Digest’s “Best New Private Course in Canada in 2005” and host of the Nationwide Ford Wayne Gretzky Classic.
In 2010, Larry became the Managing Partner of the Lora Bay Corporation, owner of the Lora Bay Golf Club, co-host of the 2008-2010 Ford Wayne Gretzky Classic and host of the 2007 Telus Skins Game. The Lora Bay Corporation is developing over 1,000 new homes on its 580-acre property.
President, COO & Director
Tim has over 25 years of banking experience with a major Canadian bank. He has held a variety of senior management level positions throughout his career, with significant experience in lending to both commercial and residential sectors, and in managing portfolios in excess of $1 billion.
At HarbourEdge, since inception, Tim has been instrumental in developing the HarbourEdge business model, operating platforms, policies and procedures that have guided the HarbourEdge Group to date.
Bob Turbitt, CPA, CA
Senior VP, CFO & Director
Bob practiced public accounting for 28 years. Prior to joining HarbourEdge in 2012, he was a Partner at a mid-sized Ontario accounting firm. He has extensive experience in the external audit of residential and commercial mortgage properties for one of Canada’s largest trust companies. Bob’s responsibilities at HarbourEdge include overseeing the financial, regulatory and taxation reporting of the HarbourEdge Group.
Chris Harrop, CFA
Secretary & Director
Chris has over 30 years of experience in corporate finance and strategic advisory roles. He has been a Director of numerous public and private companies. Chris possesses executive level experience essential to the Audit Committee and ensures that strong corporate governance principles are maintained.
Steve Prest, CPA, CMA
Steve is the General Manager of The Georgian Bay Club, Collingwood, Ontario. He is a Certified Management Accountant and has an extensive and diverse financial and business background.
For nine years, Steve was the General Manager of Osler Bluff Ski Club, widely recognized as the premier private ski club in Ontario.
Steve has held senior financial management positions with the Toronto Argonaut Football Club as Director of Finance & Administration, with Dun & Bradstreet Canada Ltd. as Vice-President of Finance, and was a partner in The Landex Group, a successful real estate and development company. Steve is a graduate of the University of Western Ontario.
Manager, Mortgage Administration
Loretta possesses over 20 years of finance and management experience. She is in charge of managing the mortgage administration department and requirements including ongoing mortgage administration, fulfilment and compliance with Credit Committee stipulated approvals, the preparation of timely mortgage portfolio reports to senior management, and mortgage advances.
Loretta maintains a current knowledge of, and adherence with, HarbourEdge credit policies and procedures along with the operating, economic and regulatory environment in which the business operates.
In addition, Loretta provides continuing service support to existing borrowing relationships, mortgage brokers, and solicitors.
Alan Riddell, CPA, CGA
Alan has over 25 years of accounting and management advisory experience in the manufacturing and service sectors. He is in charge of managing daily and monthly cash requirements including interest collection, dividend payments and mortgage advances.
Alan creates and updates budget and forecasting tools to assist senior management with long term planning and risk management while maintaining his focus on key business objectives (such as portfolio growth and Preservation of Capital) through regular reporting and analysis. All of Alan’s work helps to ensure that accounting records are maintained in accordance with GAAP while working with our auditors to ensure ongoing compliance with financial reporting obligations.
Director (Atlantic Canada Region)
Before joining the Team at HarbourEdge, Victor worked for a condominium sales and marketing company and was most recently the Sales Director for a major building (pre-construction phase) in downtown Toronto. Victor was a founding partner in a residential real estate brokerage in northern California that built up the company to four offices and over 35 agents before it was acquired by a San Francisco-based brokerage. Victor is responsible for developing, underwriting and servicing HarbourEdge’s Atlantic Canada operations.
Regional Manager, Underwriting (Ontario Region)
Rob has over 20 years’ experience with a major Canadian Bank in various branch management and regional roles throughout Ontario. He also spent 6 years building and operating two locations of a successful franchise. Rob is responsible for underwriting, developing and servicing HarbourEdge’s Central and Southern Ontario operations.
Regional Manager, Underwriting (Ontario East)
Des worked with a major Canadian bank for 40 years as Manager of Commercial Services in two locations in eastern Ontario, and as a Branch Manager. Now Des underwrites, develops and services operations in eastern Ontario for HarbourEdge.
Jaime held a management position in telecommunications and worked as a junior accountant before joining the HarbourEdge Team in 2012. Her role with us includes loan administration and accounting. Jaime ensures that builders are within their budgets and that vendor invoices keep pace with work performed. She is the principal liaison between borrowers, their vendors, and the HarbourEdge Credit Committee.
Mortgage Administrator (Special Loans)
Before coming to HarbourEdge, Robbie spent several years as a title analyst aiding in the automation of Ontario land records. Robbie handles special loan situations, liaising with real estate agents, property managers, appraisers and external legal counsel. Robbie also manages the administration of property tax accounts.
Investor Relations Manager
Before coming to HarbourEdge in 2011, Sean worked in a customer service capacity at a major Canadian bank and at a leading telecommunications firm. He is the principal point of contact for potential & existing investors at HarbourEdge and is a registered Dealing Representative. Sean manages the HarbourEdge dealer representation program at HarbourEdge Asset Management Corporation.
Derek Crawford, P.Eng, MBA
Manager, Land Development & Special Projects
Derek is a graduate of both the Queen’s University Engineering program and the Richard Ivey School of Business MBA program. He joins HarbourEdge with a background in Development Engineering and Strategic Management, having worked in Capital Planning and Project Management for a multi-national transportation company, as well as a Consulting Project Engineering for Municipal and Developer clients. Derek manages HarbourEdge’s development files and special projects. Liaising with Municipalities, Consultants, Sales and Marketing agents, as well as prospective buyers, it is Derek’s task to bring development projects from Conception to Completion and Sale.